What is the CVV number?
is a new authentication
procedure established by credit card companies to further efforts towards reducing
fraud for internet transactions. It consists of requiring a card holder to enter
the CVV number in at transaction time to verify that the card is on hand.The CVV
code is a security feature for "card not present" transactions (e.g., Internet transactions),
and now appears on most (but not all) major credit and debit cards. This new feature
is a three- or four-digit code which provides a cryptographic check of the information
embossed on the card. Therefore, the CVV code is not part of the card number itself.
The CVV code helps ascertain that the customer placing the order
actually possesses the credit/debit card and that the card account is
legitimate. Each credit card company has its own name for the CVV code, but it
functions the same for all major card types. (VISA refers to the code as CVV2,
MasterCard calls it CVC2, and American Express calls it CID.)
The back panel of most Visa/MasterCard cards contain the full
16-digit account number, followed by the CVV/CVC code. Some banks, though, only
show the last four digits of the account number followed by the code. To
aid in the prevention of fraudulent credit card use, we now require the 3 or 4
digit code on the back of your credit card. When you submit your credit card information your data is protected by Secure
Socket Layer (SSL) technology certified by a digital certificate.
Where do I find the CVV?
(three-digit CVV2 - Card Verification Value): The CVV2 is the last 3 digits after the credit card number on the back of the card in the signature area.
(three-digit CVC2 - Card Validation Code): The CVC2 is the last 3 digits after the credit card number on the back of the card in the signature area.
(Called the CID - Card Identification): The Discover CID is the last 3 digits after the credit card number on the back of the card in the signature area.
(four-digit CID - Card Identification): The AmEx CID is printed on the front of the card, above and to the right of the embossed card number.